ZeroLend is an innovative decentralised finance (DeFi) platform designed to offer zero-collateral loans on the blockchain. Originating from the confluence of blockchain technology and financial inclusivity, ZeroLend aims to revolutionize access to credit by leveraging smart contracts to facilitate trustless, peer-to-peer lending. Built on a robust blockchain network, ZeroLend eliminates the need for traditional credit scoring by utilizing a decentralised reputation system, thus broadening access to financial services for unbanked and underbanked individuals. Its native token, ZLD, fuels the ecosystem by incentivizing borrowers and lenders, ensuring liquidity, and providing governance rights to the community. ZeroLend represents a significant step towards democratizing finance, encouraging financial empowerment while maintaining transparency and security through the immutable nature of blockchain.